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Charitable Gift Annuity

CGA Diagram

How It Works

  • You transfer cash or securities to the Community College of Baltimore County. Our minimum gift requirement is $10,000.
  • CCBC pays you, yourself and a spouse, or any two beneficiaries you name, fixed income for life.
  • Beneficiaries are recommended to be at least 65 years of age at the time of the gift.
  • The remaining balance passes to CCBC when the contract ends.

Benefits

  • Receive dependable, fixed income for life, regardless of fluctuations in the market.
  • In many cases, receive payments at a rate higher than the interest you are currently receiving on investments.
  • Receive an immediate income tax deduction for a portion of your gift.
  • A portion of your annuity payment will be tax-free.
  • Are you a younger donor? Consider a deferred gift annuity.

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